The benefit of having travel insurance is so important. This insurance offers health benefits, weather benefits and accident benefits. It offers everything that is needed when traveling. Whether it be in your country or traveling abroad.
One benefit of purchasing travel insurance is the health benefit. This would cover everything from a broken ankle to a serious illness. This is important if traveling out of the US. Most US health care insurance companies do not cover when out of the country. When choosing a package include the 24 hour hot line for emergency in case the doctor or hospital does not speak the language. The travel insurance will also cover emergency evacuation. This means if something happens to the traveler and they must return to their country this insurance covers that as well.
Another benefit is the weather benefit. There might be a time that unforeseen bad weather approaches. Such as a hurricane. This travel insurance will cover the traveler if they need to evacuate the state or country immediately. It will reimburse if the trip was delay due to bad weather. It will also cover accommodation that is within reason.
Also if plans have been made prior to the incident, for example the hurricane damaged the hotel that the traveler had planned to stay in, this would also be reimbursed. Also, if a trip has been planned and paid for and it has to be canceled due the severe weather this will also be reimbursed.
Another benefit of having travel insurance is it also covers a traveler if going on a cruise. A lot could happen on a cruise that would require insurance. For example if the luggage was lost and is not returned within 12-24 hours, they will reimburse the traveller for any items that were lost. The same applies if flying and bad weather occurs and a trip is canceled or delayed they reimburse the costs incurred.
It assures the traveler that no matter what happens they are covered.Whether it be an illness, unforeseen bad weather, having an accident, having to cancel trip due to an emergency in the family, even if luggage is lost. Everything is reimbursed or accommodations will be made.
If an emergency happens and the traveler has to return to their country it’s included. It’s cost effective. Without this travel insurance it could cost the traveler more money and cause more stress than one could imagine.