Getting an instant auto insurance quote is a quick and easy way to find out how much your car insurance will cost. Here are five ways you can save money while doing so:
1. Keep a Clean Driving Record
One way to keep your costs down is to maintain a good driving record. Some insurance companies are prepared to “forgive” an accident, but not all of them will extend this courtesy.
2. Raise Your Deductible
When you increase the amount of your deductible, your premium costs will go down. Set this level carefully, though: you are responsible for paying it before the insurance company will pay any money on a claim.
3. Update Your Policy Before You Renew
Changing life circumstances may qualify you for a discount on your car insurance. Ask your insurance company or agent for information about all the discounts you may be entitled to.
4. Choose a Car That is Less Expensive to Insure.
If you are in the market for a new vehicle, ask your insurance company or agent which models won’t put too much of a strain on your budget. When you are looking, ask about safety features, such as air bags and anti-lock brakes.
5. Consider Reducing Your Coverage on an Older Vehicle.
If you have been driving your car for a number of years, it may not make much sense to continue carrying the same level of insurance on it. Ask your agent or insurer about ways you can save money by changing your insurance options.
Compare Instant Car Insurance Rate Quotes Online
You can use any and all of these methods as you get free instant online car insurance quotes from many companies at once with available online tools. This method will also save you time as you only enter your data once.
Be sure that when you are shopping for car insurance that you compare quotes from at least 5 different companies. The more companies you compare then the better chance you have of finding the best rate!