Dental discount plans are one way that people have found can help with the costs of dental care. This is important in today's economy as many people have lost benefits through transitions in employment. So why are these plans so popular?
Discount dental plans are not insurance, but an alternative to dental insurance. The plans do not make payments directly to the dental care provider. Instead, dentists who participate in a discount dental plan network have agreed to charge a discounted fee to members of the plan.
So if you are a plan member, you simply show your membership card to the dentist and pay the discounted fee for the service you've received. Plans are available for individuals, families and groups.
Many people like these plans as an alternative to dental insurance because they find the annual membership fee to be affordable, and can save from 10 percent to 60 percent on most dental procedures. Plans vary in what they provide discounts on, but many will discount procedures such as cleanings, examinations, x-rays, fluoride treatments, fillings, root canals, crowns and even braces and dentures.
Some plans may even help you get discounts on prescriptions and vision, hearing and chiropractic services. There are usually many dentists in a certain area who participate in a dental discount plan, so finding a dental provider is usually pretty easy. If you already have a preferred dentist, you can ask him or her if they participate in any discount dental plans.
Also, take the time to compare discount dental plans to find the right one for you. An easy way to do this is online at a comparison site. Once you find a plan you like, you can sign up right online and print out your membership card. That means you can start saving money right away – an important point if you are in need of immediate dental care.