As pet owners, we like to be in control of a lot of our pets' lives. We want them to have the healthiest food, plenty of time to exercise, and more than anything, excellent health so they are comfortable and happy. But unfortunately there are things we can not control. If our pets fall sick or get into an accident, the only thing we can really do is get them the care they need.
This is when you'll want to find a pet insurance company who can provide you the coverage you need for your pet.
But what should you look for in a pet insurance company? Here are 3 things to look out for:
1. The company has been around for a while
If your prospective insurance company has not been around long enough to insure the life cycle of some pets, you'll want to pass on them. No matter how great of a deal or how extensive coverage they provide, you'll be running the risk of the company not being around years down the line. You could lose everything you paid in premiums and be stuck with a huge bill for your pet's medical expenses.
2. Recommended by veterinarians
One side of the pet insurance equation is the relationship between veterinarians and the insurance companies. You can ask your current vet what they think of the insurance companies you're thinking of going with. They'll be able to tell you the experiences of their patients and potentially save you thousands of dollars.
3. Review their claims process
A reputable pet insurance company will easily spell out their claims process on the website before you even think of getting a quote. Nothing is more frustrating than having to deal with a sick or injured pet and then finding out that your insurance company is going to make you jump through a lot of hoops before sending you a reimbursement check.