What does auto insurance company offer in the insurance policy? Check it out in this article.
Everyone needs auto insurance so that they are insured in case of emergency or accident. However, it is good if you can understand fully the terms to ease your process of getting good policy. Below are all the details that one should know before getting auto insurance.
The premium that you have to pay yearly depends very much on the type of insurance you opt for as well as the amount you would like to insured. There are lots of packages available depending on your needs and all come with different price. So, what does an insurance company provide when you sign up for a policy with a reputable company?
First of all, if your car breakdown, you can always call your insurance company to repair for your car on site regardless of where you are. Best of all, the company usually provides 24 hours service. If the problem is too serious, the company will help to send your car to the nearest panel workshop. All the cost of repairing will be paid by the insurance company. However, you will have to pay for the towing service (subject to the service provider). The charges depend on the time you requested for the service and the distance to the nearest panel workshop. If the distance is near, usually the service is given for free.
If you involve in an accident, you are eligible to make a claim depending on the type of insurance you purchased. Car repair and towing fees are included in the claim. Make sure you get a reliable and licensed insurance company so that your claim can be approved at a faster rate. Do not be surprise as some of the companies have a very long and slow claim procedure which takes almost four to five weeks to approve.
It is always advisable for you to check on the benefits provided as well as services which are not included in the policy. There are lots of service providers available and make a well judgment before deciding for the best auto insurance.