Travel insurance is essential for every trip, no matter how long your getaway or how far you plan to travel. But if you're like countless travellers out there, thinking about and actually sorting your travel insurance arrangements is not at the top of your to-do list – primarily because it's not the most exciting thing to think about with regard to your travels. Nevertheless, travel insurance is important and you should make time to arrange cover well before your date of departure.
But, as if it were not hard enough to consider insurance for individual, once-a-year holidays, frequent travellers need to think about cover all the time. And if destinations vary greatly, getting a suitable insurance policy for each place of travel can be time consuming, costly and confusing.
However, those who travel frequently throughout the year have a better option than to secure separate policies for each trip. The answer is in annual travel insurance – a product that combines comprehensive cover, convenience and value, all under one policy.
Annual travel insurance policies will often cover travellers for an unlimited number of trips within the span of twelve months. However, you might find that insurers will place a limit on how many days a singe trip can last – so if you tend to take extended trips, you'll want to look out for this restriction. Some policies will also include a limited number of days' cover for winter sport activities, such as skiing and snowboarding, at minimal or no extra charge. However, not all insurers will offer this, so it's essential to compare annual travel insurance policies before committing to any one product.
Another advantage to this type of policy is that buyers usually obtain better value by buying one policy that covers them for the entire year, rather than multiple policies for individual trips. Moreover, certain policies will offer money-saving perks such as free cover for under-18s travelling with their family. No matter how you look at it, annual cover usually ends up being a better bargain for frequent travellers.
Generally, if you travel more than two times a year, an annual travel insurance [http://uk.insurancewide.com/insurance/travel/] policy will be of value to you, in terms of the money you'll save. But it's also a big time saver, as you will not have to compare and secure policies for each and every trip you take – so you'll have more time to think about and plan all the fun aspects of your trips.